In 2010 we got a diagnosis of ulcerative colitis for our son Isaac who was then 27 months old. For a year and a half we had been concerned about his persistent soft stools. Now that we're going down the road of living with IBD in our house, we want to be able to share our story, connect with similar families or individuals, and increase our awareness of the experience of others.

Some of our related interests are diet, kids and families with IBD, and discussing and sharing experiences.

Tuesday, June 28, 2011

health insurance

Are hearts sank for a while when we were notified by Medicaid that we longer qualify and that after next month we will no longer get taxpayer sponsored insurance. A closer second look eased our initial reaction though, because we still qualify for CHIP coverage, which is still affordable for us now. In fact, as you can imagine, we're really happy to advance out of poverty if that's what you want to call it. But that first notice really caught us, since our budget stretches pretty thin. And we know that a) coverage for our family costs us more than $1000 per month more than what we currently pay, and b) with Isaac's health care, we'd definitely be paying a lot for doctor and pharmacy copays and I'm sure we would be maxing out deductibles each year. Well, as it is, we'll do our best to get to that bridge and cross it when we do.

Also, I am being a little pessimistic. If Isaac continues in remission for years, our extra costs would be limited by his medicine costs and routine visits only.

3 comments:

  1. whew. I'm not sure if I should congratulate you or not....I'll settle for this:
    :-S
    but better then settling, I'll keep praying for Isaac's remission to keep on keeping on!

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  2. Thanks! I don't know if it clear or not in the original post, but CHIP looks like a great next step for us and we don't mind at all moving on to that. The next step of making enough to afford family health care--that looks like a doozie for us. But in our life forecast it also does not seem unattainable by any means. ...Just a matter of time and plans coming to fruition.

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  3. I pray every day for Isaac's UC to stay in remission and I'm praising God that you are moving out of the poverty situation that allows Medicaid. It's an okay program for those who need it but I'd rather be a contributor than a benefactor, and I'm sure you would too! Thank God for the CHIP program!

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